AB1584 TRUSTEES NOTICE OF SALE TS NO.:
AB1584 TRUSTEES NOTICE OF SALE...
AB1584
TRUSTEE'S NOTICE OF SALE
TS NO.: 25-76713
Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by TERRI SMITHSON AND AMY SMITHSON, SPOUSES MARRIED TO EACH OTHER as Grantor to FIDELITY NATIONAL TITLE, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as designated nominee for CHURCHILL MORTGAGE CORPORATION, beneficiary of the security instrument, its successors and assigns, as Beneficiary, dated 4/13/2024, recorded 4/16/2024, as Instrument No. 202401784, in mortgage records of Clatsop County, Oregon covering the following described real property situated in said County and State, to-wit:
BEGINNING AT THE SOUTHWESTERLY CORNER OF LOT 1, BLOCK 21, TAYLOR'S ASTORIA, IN THE CITY OF ASTORIA, COUNTY OF CLATSOP, STATE OF OREGON, AS RECORDED BY THE PENINSULAR LAND AND TRUST COMPANY AND HAMMOND LUMBER COMPANY, THE SAID CORNER BEING THE COMMON CORNER OF LOTS 1, 2, 27, AND 28 IN SAID BLOCK 21; THENCE NORTHWESTERLY ALONG THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 2 A DISTANCE OF 25 FEET;
THENCE NORTHEASTERLY ALONG A LINE PARALLEL TO AND WITH THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 28 TO THE NORTHEASTERLY BOUNDARY LINE OF SAID LOT 1, SAID LINE BEING THE BOUNDARY LINE BETWEEN SAID LOT 1 AND MELBOURNE AVENUE; THENCE SOUTHEASTERLY ALONG SAID BOUNDARY LINE BETWEEN LOT 1 AND SAID MELBOURNE AVENUE TO THE SOUTHEASTERLY CORNER OF SAID LOT 1; THENCE SOUTHWESTERLY ALONG THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 28 TO THE POINT OF BEGINNING; TOGETHER WITH THAT PORTION OF VACATED MELBOURNE AVENUE WHICH INURES BY LAW.
ALSO: THAT PORTION OF LOT 1, BLOCK 21, TAYLOR'S ASTORIA, IN THE CITY OF ASTORIA, COUNTY OF CLATSOP, STATE OF OREGON, DESCRIBED AS: BEGINNING AT A 5/8" REBAR WHICH IS NORTH 33° 07' 00" WEST A DISTANCE OF 25 FEET FROM THE SOUTHWEST CORNER OF SAID LOT 1;
THENCE NORTH 56° 53' 00" EAST 62 FEET TO A 5/8" REBAR IN VACATED MELBOURNE AVENUE;
THENCE NORTH 33° 07' 00" WEST 22-1/2 FEET TO A POINT;
THENCE SOUTH 56° 53' 00" WEST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" EAST 16-1/2 FEET TO A POINT;
THENCE SOUTH 56° 53' 00" WEST 53 FEET TO A POINT WHICH IS NORTH 33° 07' 00" WEST A
DISTANCE OF 6 FEET FROM THE POINT OF BEGINNING;
THENCE SOUTH 33° 07' 00" EAST 6 FEET TO THE POINT OF BEGINNING.
TOGETHER WITH A PERMANENT, NON-EXCLUSIVE EASEMENT FOR PEDESTRIAN AND VEHICULAR INGRESS AND EGRESS, AS AN APPURTENANCE TO THE ABOVE DESCRIBED PARCEL OF LAND AND TO THE SOUTH 25 FEET OF EVEN WIDTH OF SAID LOT 1, BLOCK 21, TAYLOR'S ASTORIA, OVER THE FOLLOWING DESCRIBED PORTION OF VACATED MELBOURNE AVENUE;
BEGINNING AT A SET PK NAIL WITH 3/4" BRASS DISK STAMPED "LS849" WHICH IS NORTH 56° 53' 00" EAST 62 FEET FROM THE NORTHWEST CORNER OF LOT 1, BLOCK 21, SAID TAYLOR'S ASTORIA;
THENCE SOUTH 56° 53' 00" WEST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" EAST 73.5 FEET TO A POINT;
THENCE NORTH 56° 53' 00" EAST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" WEST 73.5 FEET TO THE POINT OF BEGINNING.
The street address or other common designation, if any for the real property described above is purported to be:
349 MELBOURNE AVE
ASTORIA, OREGON 97103-6119
The Tax Assessor's Account ID for the Real Property is purported to be: 51717 / 80907CD10600
Both the beneficiary and the trustee, ZBS Law, LLP have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee's attorneys.
The default for which the foreclosure is made is:
The monthly installment of principal and interest which became due on 5/1/2025, late charges, and all subsequent monthly installments of principal and interest.
You are responsible to pay all payments and charges due under the terms and conditions of the loan documents which come due subsequent to the date of this notice, including, but not limited to, foreclosure trustee fees and costs, advances and late charges.
Furthermore, as a condition to bring your account in good standing, you must provide the undersigned with written proof that you are not in default on any senior encumbrance and provide proof of insurance.
Nothing in this notice should be construed as a waiver of any fees owing to the beneficiary under the deed of trust, pursuant to the terms and provisions of the loan documents.
The amount required to cure the default in payments to date is calculated as follows:
From: 5/1/2025
Total of past due payments: $16,545.49
Late Charges: $546.72
Additional charges (Taxes, Insurance, Corporate Advances, Other Fees): $855.00
Trustee's Fees and Costs: $2,811.50
Total necessary to cure: $20,758.71
Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee ZBS Law, LLP, to obtain a "reinstatement' and or "payoff" quote prior to remitting funds.
By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $281,825.87
Said sale shall be held at the hour of 1:00 PM on 5/20/2026 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place:
At the front entrance to the Clatsop County Courthouse, 749 Commercial St, Astoria, OR 97103
Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONE
Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee's and attorney's fees not exceeding the amounts provided by ORS 86.778.
The mailing address of the trustee is:
ZBS Law, LLP
5 Centerpointe Dr., Suite 400
Lake Oswego, OR 97035
(503) 946-6558
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and 'beneficiary" include their respective successors in interest, if any.
Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.
Dated: 12/30/2025 ZBS Law, LLP
By:_____________________________________
Amber L. Labrecque, Esq., OSB#094593
ZBS Law, LLP
Authorized to sign on behalf of the trustee
EPP 46327 Pub Dates 03/03, 03/10, 03/17, 03/24/2026
PUBLISHED: 03/03, 03/10, 03/17, 03/24/2026
AB1584
TRUSTEE'S NOTICE OF SALE
TS NO.: 25-76713
Reference is made to that certain Deed of Trust (hereinafter referred as the Trust Deed) made by TERRI SMITHSON AND AMY SMITHSON, SPOUSES MARRIED TO EACH OTHER as Grantor to FIDELITY NATIONAL TITLE, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as designated nominee for CHURCHILL MORTGAGE CORPORATION, beneficiary of the security instrument, its successors and assigns, as Beneficiary, dated 4/13/2024, recorded 4/16/2024, as Instrument No. 202401784, in mortgage records of Clatsop County, Oregon covering the following described real property situated in said County and State, to-wit:
BEGINNING AT THE SOUTHWESTERLY CORNER OF LOT 1, BLOCK 21, TAYLOR'S ASTORIA, IN THE CITY OF ASTORIA, COUNTY OF CLATSOP, STATE OF OREGON, AS RECORDED BY THE PENINSULAR LAND AND TRUST COMPANY AND HAMMOND LUMBER COMPANY, THE SAID CORNER BEING THE COMMON CORNER OF LOTS 1, 2, 27, AND 28 IN SAID BLOCK 21; THENCE NORTHWESTERLY ALONG THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 2 A DISTANCE OF 25 FEET;
THENCE NORTHEASTERLY ALONG A LINE PARALLEL TO AND WITH THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 28 TO THE NORTHEASTERLY BOUNDARY LINE OF SAID LOT 1, SAID LINE BEING THE BOUNDARY LINE BETWEEN SAID LOT 1 AND MELBOURNE AVENUE; THENCE SOUTHEASTERLY ALONG SAID BOUNDARY LINE BETWEEN LOT 1 AND SAID MELBOURNE AVENUE TO THE SOUTHEASTERLY CORNER OF SAID LOT 1; THENCE SOUTHWESTERLY ALONG THE BOUNDARY LINE BETWEEN SAID LOTS 1 AND 28 TO THE POINT OF BEGINNING; TOGETHER WITH THAT PORTION OF VACATED MELBOURNE AVENUE WHICH INURES BY LAW.
ALSO: THAT PORTION OF LOT 1, BLOCK 21, TAYLOR'S ASTORIA, IN THE CITY OF ASTORIA, COUNTY OF CLATSOP, STATE OF OREGON, DESCRIBED AS: BEGINNING AT A 5/8" REBAR WHICH IS NORTH 33° 07' 00" WEST A DISTANCE OF 25 FEET FROM THE SOUTHWEST CORNER OF SAID LOT 1;
THENCE NORTH 56° 53' 00" EAST 62 FEET TO A 5/8" REBAR IN VACATED MELBOURNE AVENUE;
THENCE NORTH 33° 07' 00" WEST 22-1/2 FEET TO A POINT;
THENCE SOUTH 56° 53' 00" WEST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" EAST 16-1/2 FEET TO A POINT;
THENCE SOUTH 56° 53' 00" WEST 53 FEET TO A POINT WHICH IS NORTH 33° 07' 00" WEST A
DISTANCE OF 6 FEET FROM THE POINT OF BEGINNING;
THENCE SOUTH 33° 07' 00" EAST 6 FEET TO THE POINT OF BEGINNING.
TOGETHER WITH A PERMANENT, NON-EXCLUSIVE EASEMENT FOR PEDESTRIAN AND VEHICULAR INGRESS AND EGRESS, AS AN APPURTENANCE TO THE ABOVE DESCRIBED PARCEL OF LAND AND TO THE SOUTH 25 FEET OF EVEN WIDTH OF SAID LOT 1, BLOCK 21, TAYLOR'S ASTORIA, OVER THE FOLLOWING DESCRIBED PORTION OF VACATED MELBOURNE AVENUE;
BEGINNING AT A SET PK NAIL WITH 3/4" BRASS DISK STAMPED "LS849" WHICH IS NORTH 56° 53' 00" EAST 62 FEET FROM THE NORTHWEST CORNER OF LOT 1, BLOCK 21, SAID TAYLOR'S ASTORIA;
THENCE SOUTH 56° 53' 00" WEST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" EAST 73.5 FEET TO A POINT;
THENCE NORTH 56° 53' 00" EAST 9 FEET TO A POINT;
THENCE SOUTH 33° 07' 00" WEST 73.5 FEET TO THE POINT OF BEGINNING.
The street address or other common designation, if any for the real property described above is purported to be:
349 MELBOURNE AVE
ASTORIA, OREGON 97103-6119
The Tax Assessor's Account ID for the Real Property is purported to be: 51717 / 80907CD10600
Both the beneficiary and the trustee, ZBS Law, LLP have elected to foreclose the above referenced Trust Deed and sell the said real property to satisfy the obligations secured by the Trust Deed and a Notice of Default and Election to Sell has been recorded pursuant to ORS 86.752(3). All right, title, and interest in the said described property which the grantors had, or had power to convey, at the time of execution of the Trust Deed, together with any interest the grantors or their successors in interest acquired after execution of the Trust Deed shall be sold at public auction to the highest bidder for cash to satisfy the obligations secured by the Trust Deed and the expenses of sale, including the compensation of the trustee as provided by law, and the reasonable fees of trustee's attorneys.
The default for which the foreclosure is made is:
The monthly installment of principal and interest which became due on 5/1/2025, late charges, and all subsequent monthly installments of principal and interest.
You are responsible to pay all payments and charges due under the terms and conditions of the loan documents which come due subsequent to the date of this notice, including, but not limited to, foreclosure trustee fees and costs, advances and late charges.
Furthermore, as a condition to bring your account in good standing, you must provide the undersigned with written proof that you are not in default on any senior encumbrance and provide proof of insurance.
Nothing in this notice should be construed as a waiver of any fees owing to the beneficiary under the deed of trust, pursuant to the terms and provisions of the loan documents.
The amount required to cure the default in payments to date is calculated as follows:
From: 5/1/2025
Total of past due payments: $16,545.49
Late Charges: $546.72
Additional charges (Taxes, Insurance, Corporate Advances, Other Fees): $855.00
Trustee's Fees and Costs: $2,811.50
Total necessary to cure: $20,758.71
Please note the amounts stated herein are subject to confirmation and review and are likely to change during the next 30 days. Please contact the successor trustee ZBS Law, LLP, to obtain a "reinstatement' and or "payoff" quote prior to remitting funds.
By reason of said default the beneficiary has declared all sums owing on the obligation secured by the Trust Deed due and payable. The amount required to discharge this lien in its entirety to date is: $281,825.87
Said sale shall be held at the hour of 1:00 PM on 5/20/2026 in accord with the standard of time established by ORS 187.110, and pursuant to ORS 86.771(7) shall occur at the following designated place:
At the front entrance to the Clatsop County Courthouse, 749 Commercial St, Astoria, OR 97103
Other than as shown of record, neither the said beneficiary nor the said trustee have any actual notice of any person having or claiming to have any lien upon or interest in the real property hereinabove described subsequent to the interest of the trustee in the Trust Deed, or of any successor(s) in interest to the grantors or of any lessee or other person in possession of or occupying the property, except: NONE
Notice is further given that any person named in ORS 86.778 has the right, at any time prior to five days before the date last set for sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation(s) of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the trustee's and attorney's fees not exceeding the amounts provided by ORS 86.778.
The mailing address of the trustee is:
ZBS Law, LLP
5 Centerpointe Dr., Suite 400
Lake Oswego, OR 97035
(503) 946-6558
In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and 'beneficiary" include their respective successors in interest, if any.
Without limiting the trustee's disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee's sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee's sale.
Dated: 12/30/2025 ZBS Law, LLP
By:_____________________________________
Amber L. Labrecque, Esq., OSB#094593
ZBS Law, LLP
Authorized to sign on behalf of the trustee
EPP 46327 Pub Dates 03/03, 03/10, 03/17, 03/24/2026
PUBLISHED: 03/03, 03/10, 03/17, 03/24/2026
Posted Online 1 week ago
Published in the The Daily Astorian
