NOTICE OF TRUSTEES SALE Grantor:

NOTICE OF TRUSTEE'S SALE

Grantor: Michael Pickens
Current Beneficiary of Deed of Trust: Burt Nye
Current Trustee of Deed of Trust: William Penoyar, Successor Trustee
Reference Number of Deed of Trust: 3223069
Parcel Number: 74007000004
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 31st day of October, 2025 at the hour of 10 o'clock a.m., at the front entrance of the Pacific County Courthouse, 300 Memorial Drive, South Bend, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Pacific, State of Washington, to-wit:
Description of Property:
Tax Parcel #74007000004
Brief Legal: Lot 4 Brennans
Full Legal: Lot 4 of Brennan's Plat, Per Plat Thereof on File in Volume J of Plats at Page 39, in the Office of the Auditor of Pacific County, Washington.
Which is subject to that certain Deed of Trust dated February 2, 2024 recorded on February 13, 2024 under Auditor's File No. 3223069, records of Pacific County, Washington, from Michael Pickens as Grantor, to Pacific County Title Company as Trustee, to secure an obligation in favor of Burt Nye, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the
obligation in any Court by reason of the Borrower's or Grantor's default on the
obligation secured by the Deed of Trust.
III.
The defaults for which this foreclosure is made are as follows:
Failure to pay when due the following amounts which are now in arrears:
Payments in Default:
Failure to pay the following past due amounts, which are in arrears:
Note Installments/Interest
3/5/25 through 5/5/25 payments @ $1,811 each $5,433
Late fees through April 30, 2025 $910
Total Past Due Amounts $6,343
Beneficiary declares all sums due under this note and Deed of Trust immediately due and payable pursuant to Section 9 of the Promissory Note.
BALANCE, INTEREST & LATE FEES:
Principal balance $375,465.91
Late Fees $910
Interest $3,815.80
TOTAL DEFAULT AMOUNT $380,191.71
Other provisions in default:
Failure to maintain homeowner's insurance
Failure to pay property taxes, first ½ of 2025
Other Charges:
a. Title Report/Litigation Guarantee
b. Recording Fees $305.50
c. Posting of Notices (Estimated) $150.00
d. Photocopying Expenses (Estimated)
e. Postage Expenses (Estimated) $16.50
f. Attorney Fee (Estimated) $2200.00
g. Publication Fee $0
TOTAL CHARGES, COSTS AND FEES: $2672.00
TOTAL AMOUNT DUE: $382,863.71
Beneficiary declares all sums due under this note and Deed of Trust immediately due and payable pursuant to Section 9 of the Promissory Note.
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $375,465.91 together with interest as provided in the note or other instrument secured from the 5th day of March, 2024, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied,
regarding title, possession, or encumbrances on the 31st day of October, 2025. The defaults referred to in Paragraph III must be cured by the 20th day of October, 2025 (11 days before sale date), to cause a
discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 20th day of October, 2025, the defaults as set forth in Paragraph III and the Trustee's fees and costs are paid. The sale may be terminated any time after the 20th day of October, 2025, and before the sale by the Borrower, Grantor, and Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and the Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiaries or Trustee to the Borrowers and Grantors at the following address:
Grantors/Borrowers
Michael Pickens
21712 Pacific Way
Ocean Park, WA 98640
By both first-class and certified mail on April 12, 2025, proof of which is in the possession of the Trustee; and the written notice of default was posted in a conspicuous place on the real property described in
Paragraph I above on the 15th day of April, 2025 and the Trustee has possession of proof of such service by posting.
VII.
The Trustee, whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having objection to the sale on any grounds, whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale.
TRUSTEE
William Penoyar
Attorney at Law
P.O. Box 425
504 W. Robert Bush Drive
South Bend, WA 98586
Published October 1, 2025
Legal No: 185-25